A more comprehensive cover is needed by travellers for longer trips. In fact, there is travel insurance designed for extended stays to help protect them from prolonged medical care, ongoing treatment, and unexpected costs while abroad. ประกันสุขภาพ Long stay visa is one type of medical insurance specifically designed for people planning to live in a foreign country for an extended period. So, you can focus on enjoying the journey, knowing help is available when the unexpected happens.
How a Long-Stay Visa Health Insurance Works
Mandatory for Long-Stay Visas
If you are holding a retirement visa, long-term residence visa, or certain family visa, you are required to acquire health insurance. That said, immigration authorities will look for proof that you can cover the medical costs during your stay and will not rely on public healthcare.
Medical Coverage for the Visa Period
The medical insurance usually includes inpatient hospital care, emergency treatment, and outpatient services in many cases. The coverage must meet the minimum amounts set by the immigration rules of the host country.
Issuance of Official Insurance Certificate
After buying a policy, the insurer will issue an official insurance certificate. This document is submitted with your visa application or used when renewing your stay.
Use of Policy at Hospitals and Clinics
During your stay within the country, you will be able to use the policy at any hospital or clinic. This can often be acquired through cashless treatment networks or reimbursement claims.
Annual Renewal of Medical Insurance
There is a renewal period for the long-stay visa health insurance, which is typically done annually. Likewise, it must remain active to keep the visa valid.
What Is a Long-Stay Visa Intended For
Legally Stay in the Country for Extended Period
The long-stay visa will allow visitors to remain in the country for months or even years. But this will depend on the visa type and renewals. This is often issued for those who are planning for retirement, work, study, family reunification, and long-term residence.
Specific Requirements for Long-Stay Visas
There are specific requirements for long-stay visas unlike those acquired by tourists. For instance, it may include proof of income or savings, health insurance coverage, a clean criminal record, and sometimes medical checks.
Allows for Multiple Entries
Long-stay visas usually allow multiple entries, which means that you can leave and re-enter the country during the visa period. Some of them will also permit limited work or business activities, while others strictly prohibit employment like retirement visas.
Renewable If Conditions Are Met
The long-stay visa is also renewable, provided you will continue to meet the conditions. This is popular for retirees, expatriates, digital nomads, and people who are relocating for lifestyle or family reasons.
If you are planning an extended stay in Thailand, get your long-stay visa at Pacific Cross Health. Contact us to learn more about specific plans designed to satisfy your legal requirements to satisfy your application for visa application or renewal.
